Why Social Security Credits Are Important

Social Security credits are a crucial part of how the Social Security program functions. In order to qualify for a program, an individual must obtain a certain number of credits.

Credits Mean Social Security is not Welfare
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An individual can obtain a maximum of 4 credits in 1 year, and the amount of earnings equivalent to a credit changes with the national wage trends.

The number of credits needed varies depending on the program. To qualify for retirement benefits, individuals must accumulate 40 credits. This means working and contributing to the Social Security program for a minimum of 10 years.

This required commitment proves that Social Security is not a Welfare program. Rather, eligible senior citizens have earned their retirement benefits by contributing to the Social Security program themselves.

And that is one of the reasons why Senior Security Alliance is working to pass The Senior Citizens Bill of Rights. In fact, right number 7 of the bill established that federal employees and elected officials are “forbidden from referring to Social Security as a ‘Welfare’ program.”

It is time that the politicians in Washington stand up for senior citizens. Help us to create a more financially secure future for senior citizens by signing our petition now.

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